Special Commodity Terms & Deductibles
Household Goods/Personal Effects All Risk Special terms:
Shipments of household goods and personal effects are insured against all risks of physical loss or damage from any external cause, irrespective of percentage, but excepting those risks excluded by the F.C.& S. Nuclear Exclusion warranty of this policy.Valued Inventory list: All shipments of household goods and/or personal effects must be accompanied by an itemized inventory list showing value per item. This valued inventory list will be required in the event of a claim.
High Valued Items: Any insured item or set having a value in excess of $500.00 USD, must be individually indentified on the shipping inventory and the insured (actual) value of the item must be reported thereon. Any failure to specifically report an insured item with a value in excess of $500.00 USD will limit the Insurers liability for loss or damage to that item or set to the actual value of the item or set to $500.00 USD whichever is less.
Exclusions: This insurance DOES NOT cover:
- loss of or damage arising out of or resulting from moths, vermin, mould, mildew, wear and tear, unexplained mysterious disappearance, mechanical or electrical derangement, changes in climatic conditions, inherent vice, delay, infestation of rodents or insects, strikes, riots and civil commotions, acts of war, rebellion, nuclear reaction, radiation, acts of Governments, Customs authorities, confiscation, losses in market value, or any form of consequential loss howsoever arising;
- jewelry, furs, currency, documents, valuable, negotiable papers, coins or stamp collections, alcohol and beverages, computer programs, software, media, and items with high frangible risk such as dining wares, electronic appliances or devices, glass or plastic bottles containing liquid and any similar fragile object, items of no market value, such as, but not limited to, photographs, family albums, newspaper clippings, letters, plants and flowers;.
- breakbulk cargo;
- loss and or damage from wetting and or rust, oxidation and discoloration and or dry cleaning expenses unless caused by an insured peril.
Fragile Goods All Risk Special Terms:
Ceramic, Chinaware, Crystal, Glass Tubes, Glassware, Mirrors, Light Bulbs, Marble and/or Stone Tile of any kind, Porcelain, and Vitreous China, Plastic Bottles, Plastic Tubes and other plastic containers containing liquid (excluding windows, plate glass, blocks, slabs, antiques, works of art, and similar merchandise), properly packed for export, are insured: Against all risks of physical loss or damage from any external cause, irrespective of percentage, but excepting those risks as are excluded by the F.C. & S. Nuclear Exclusion warranty of this policy.You may download the complete Terms and Conditions of Coverage HERE.
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Balikbayan Box | Japan to Philippines
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